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Posts Tagged ‘orange country chapter 13’

Student Loans: From Cap Toss to Capital Drain!

Wednesday, April 13th, 2011

Can you file for bankruptcy and rid yourself of those painful student loans? Many of us could only dream of having that freedom.

Unfortunately, under Federal Bankruptcy laws, student loans are usually non-dischargeable. This means that although you may be able to discharge most of your unsecured debts, student loans are not one of them.  In Chapter 7, Chapter 11, and Chapter 13 bankruptcy cases, the only time a student loan may be considered dischargeable is if it causes the debtor “undue hardships,” which is often difficult to prove. If you have lost the ability to work due to disability and are therefore unable to use your acquired education, you may qualify.

Contact Doan Law Firm for more information and the specific answer pertaining to your case.

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