califonia-title
Doan Law Firm, LLP - Senior Partners
 
Call Today! - 888-DOAN-LAW
 

Archive for the ‘Client Commentary’ Category

Chapter 7 Bankruptcy: From Financial Bondage to Financial Freedom

Tuesday, May 31st, 2011

The following story is an unedited letter from a client detailing the difference that bankruptcy, and Doan Law Firm in particular, made in her life. She asked that we not publish her name.

When in debt and facing the potential of bankruptcy, we often feel like slaves to our debtor. We feel this because most likely we are.

If we are unable to pay on time, we are charged more.  If we ignore the creditor, we are tainted with marks to a credit score while being charged more fees.

After years of avoiding creditors, my husband and I called Doan Law Firm. I came into their office feeling defeated and guilty. I knew those feeling were a direct result from the shame I felt after being sued not once, but twice, for not paying creditors. And the truth is I felt we deserved being sued, since we were unable to repay the debt.

After having excellent credit and being debt free, for years, my husband was in a bad accident on the job. He was not only hospitalized, but terminated from his job while laying in the ER.

When it was time to keep the lights on, I was grateful we had good credit. I figured it would allow us to make up the the difference in income we had lost from his job. But when my husband fell into a deep depression during a bad case of post traumatic stress syndrome, I felt that paying bills with credit cards, instead of having my husband worry about the finances, would be best. This ended up being my biggest regret.

Time passed so quickly and all the 0% cards soon came back at 32% and within two years we were way over our heads.

As devout Christians, I knew the debt was a sin.  First, I was not only unable to keep my word and repay the creditors, but now money (or the lack of money) had become our biggest worry! I know to worry is the expectation that God is going to fail me, yet I operated in fear trying to fix things financially the wrong way. It was wrong to ignore the creditors while I was praying for some miraculous pay off that never arrived.

We didn’t want to file bankruptcy; we wanted to pay everyone back! Our excuse not to file was a mere reflection of the pride we carried.

After speaking to a rep at Doan Law Firm, I was told that I only needed a penny to remind me to trust in God. After that phone conversation I felt God tug on my heart. I hung up with that rep and that afternoon is when I fell to my knees in repentance. I didn’t realize how much I needed to repent from. I had to repent from mismanaging money, the spirit of entitlement ( I wanted to keep living the same way I did before the accident), I had to repent from lying ( I spent months lying to creditors telling them I would call them back and never did),  and from the spirit of pride which kept me from getting help sooner. I fell on my face asking God to forgive me for being in debt, regardless of how I got there. I hadn’t realized how much was attached to the debt and how much it was blocking me from growing spiritually.

We had been tithing for years and still weren’t able to find financial overflow or freedom from living pay check to pay check.

It finally all made sense to me when I repented right before paying for our bankruptcy. God removed our pride and sense of entitlement, and He reminded us during this process how important it is to live right in every area of our life, and this included in our finances.

Recently, after we have arrived to a new season in our walk with the Lord, I lost one of my biggest accounts. I was worried, but the week we repented I saw a miracle. I picked up 3 new accounts, which tripled my income. I praise God because his love and mercy never failed us. He forgave us. In our case we needed to repent in order for the windows of heaven to release all that he had in store for us. It’s amazing all the goodness that comes from walking in obedience!

“Thank you Doan Law Firm for showing us love and compassion; we really needed it.”

Experience matters

Tuesday, January 11th, 2011

Experience matters. So too does compassion and quality client care. We can tell you why, but it may be better and more insightful for you to hear it from a client.


“When we looked you up on your website we appreciated the Bible verses and immediately felt you were right for us.
Our case was handled by an excellent attorney, Alexa Rodriguez, from beginning to end with an exceptional bankruptcy team that dealt with other issues. Everyone we dealt with at Doan Law Firm was extremely professional, courteous, knowledgeable and efficient. We cannot speak more highly of your firm! From what I could tell, your firm runs like a well oiled machine! Excellent!!!!!
While filing BK is one of the most stressful things a person can go through, if anyone is considering filing for BK I would, without a doubt, recommend Doan Law Firm to them. The hardest part is making that initial call.
When we attended the Creditor’s Hearing, we noticed that Doan Law Firm, attended by attorney Alexa Rodriguez, was the only attorney present that had a clear understanding of all of her clients files and was familiar with them and had all of the proper documentation with her. It was unfortunate that other debtors scheduled that day were being represented by “specially appearing” attorneys that were fumbling through the hearing and did not know what they were doing or didn’t have enough information/knowledge to assist their client. After witnessing this, my husband and I were so glad we decided to have Doan Law Firm handle our bankruptcy. Again, Doan Law Firm, Alexa Rodriguez and your bankruptcy team did an EXCELLENT job and my husband and I were very happy with your representation. Thank you, thank you, thank you!!!!!”

“Months of Anxiety Ended in a Brief Five Minutes”

Monday, December 13th, 2010

Not to blow our own horn, but we receive accolades from clients on an almost daily basis.  Client feedback is extremely important to us and a recent letter says it all:

“Dear Sara and Tom,

Thank you so much for your guidance, assistance, and patience through this Bankruptcy process.  I was stunned to discover that months of anxiety ended in a brief five minutes.  You are both deeply appreciated.”

Financial Freedom, it really is obtainable.

Monday, June 14th, 2010

Once you take the first step toward a fresh start, the relief experienced is almost immediate:

“We have already been answering our home phone again which is nice and giving your contact information to rude and some very nice creditors — which is a relief.

Citibank, which we owe over $20k, was extremely nice and told me I could apply again once we are back our feet which cracked us up laughing. Pretty much said don’t worry about it [the bankruptcy] and think of us first as we liked you as a 25 year customer. Wow, don’t they ever learn? I know we have, I don’t plan to use credit cards ever again unless I can pay them in full each month. The beauty is debit visa’s make them unnecessary these days.

Thanks so much, I feel we are in great hands.

JP”

Many Los Angeles bankruptcy lawyers forget they are in the people business, this isn’t just numbers, laws and paperwork, these are people’s lives.  At Doan Law Firm, we always

A Client’s Poetic Thank You!

Friday, June 11th, 2010

At our Orange County bankruptcy law firm, we received a very special testimonial from one our clients today, and we wanted to share it with all of you, our readers.

Life’s Pathway….
The Light at the end of the tunnel……
A tribute and thank you Tim Jackson and Lindsay….

At times, life’s pathway
seems filled with things
that make the going rough,
And I longed and hoped
there were a smoother road
For I felt I could not go on
and had… had enough….
then in a moment on that dark day
a phone call and Lindsay’s  voice
then a visit to Tim at Doan law took place…
If I pause at this moment
and remember that day
when Lindsay and Tim at Doan law took charge…
the hills that loom ahead of me
no longer seem so large
and every rock before me
when I know I am not alone,
Becomes, not just a stumbling block,
but one more stepping stone,
the day that Tim took charge…
Through your courage , your strength
how about the Kleenex and the smile you put on my face
then the politeness, your professional aplomb,
the kindness and words that Tim spoke
gave me the determination, this journey to face
his story I heard…. from that moment I too must begin
Tim your wisdom, guidance, kind words, and Doan law grace
you will guide me … help me…gave me the strength to win
from the dark place of hopelessness
and drowning in debt
Tim and his trusty team at Doan law
showed me the light at the end of the tunnel
and gave me hope.

Tim and Lindsay I am so grateful
thankful, and appreciate you so much….
I can see the light at the end of the tunnel…
You are both awesome and have touched and changed my life
God Bless YOU and prosper YOU

- M G Higgins….

Quick Contact

Convenient Locations

We have offices all throughout Southern California! Click here to find one near you!

Doan Law Firm, LLP - Convenient Office Locations Throughout Southern California

Proud Affiliates Of:

Doan Law Firm, LLP - NACBA Member
Doan Law Firm, LLP - Better Business Bureau
San Diego County
Carlsbad
Escondido
La Mesa
Los Angeles
Free Evaluation!
Doan Law Firm, LLP
635 Camino De Los Mares
Suite 100
San Clemente, CA 92673
(888) 362.6529


Site Map | Creditor Resources
 







  •          

    Laguna Hills Bankruptcy
    25401 Cabot Rd.
    Suite 113
    Laguna Hills, CA 92653
    Call 888-362-6529

    Santa Ana Bankruptcy
    930 West Seventeenth St.
    Suite C
    Santa Ana, CA 92706
    Call 714-795-3536

    Corona Bankruptcy
    1411 Rimpau Ave.
    Suite 108
    Corona, CA 92879
    Call 909-708-4597

    Moreno Valley Bankruptcy
    24490 Sunnymead Blvd.
    Suite 101
    Moreno Valley, CA 92553
    Call 951-579-4756

    Watsonville Bankruptcy
    444 Airport Blvd.
    Suite 109
    Watsonville, CA 95076
    Call 888-362-6529

    Oceanside Bankruptcy
    1930 S Coast Hwy
    Suite 206
    Oceanside, CA 92054
    Call 760-450-3333

    Chula Vista Bankruptcy
    333 H Street
    Suite 5000
    Chula Vista, CA 91910
    Call 619-500-6535

    Escondido Bankruptcy
    320 East 2nd Ave.
    Suite 108
    Escondido, CA 92025
    Call 760-746-4476

    La Mesa Bankruptcy
    4817 Palm Ave.
    Suite I
    La Mesa, CA 91942
    Call 619-462-362

    San Diego Bankruptcy
    185 West F St
    Suite 100
    San Diego, CA 92101
    Call 619-234-3626