Chapter 7 Bankruptcy

A Fresh Start

Chapter 7 bankruptcy, also called liquidation, is the most common type of bankruptcy and completely eliminates your dischargeable debt forever. Individuals who are granted Chapter 7 bankruptcy have proven to the court that they have no realistic way to repay their debt over the course of the next three to five years. When Chapter 7 is awarded, the debtor is legally excused from having to repay any unsecured debts, and most debtors are able to keep all properties. Typically it takes a total of three to four months for a Chapter 7 bankruptcy case to be filed and discharged.

Certain types of debts cannot be cleared through Chapter 7 bankruptcy including school loans, child support, alimony, taxes, and personal injury damages.

Chapter 7 Timeline

The following flowchart represents the course of a typical Chapter 7 Bankruptcy case from the initial client interview through discharge. Most Chapter 7 Bankruptcy Cases take between three and a half to four months from Filing until Discharge. Case complexities and variables may extend the process.

Doan Law Firm, LLP - Chapter 7 Timeline


Bankruptcy processing time varies from case to case, depending upon the size, nature and complexity of the case. However, most cases are processed and ready for filing within two to three weeks from submission of the completed Homework Packet.

Proof of Income

Clients who have turned in their completed Homework Packet must continue to send in paystubs or evidence of income to Doan Law Firm up until the date their case has officially been filed with the United States Bankruptcy Court.

Emergency Filing

Emergency Bankruptcy Filings can usually be filed instantly and at virtually any time to stop creditors before a foreclosure, wage garnishment, or lawsuit can take place. See Stop Creditors. Additional fees apply, but are usually well worth.



    Laguna Hills Bankruptcy
    25401 Cabot Rd.
    Suite 113
    Laguna Hills, CA 92653
    Call 888-362-6529

    Santa Ana Bankruptcy
    930 West Seventeenth St.
    Suite C
    Santa Ana, CA 92706
    Call 714-795-3536

    Corona Bankruptcy
    1411 Rimpau Ave.
    Suite 108
    Corona, CA 92879
    Call 909-708-4597

    Moreno Valley Bankruptcy
    24490 Sunnymead Blvd.
    Suite 101
    Moreno Valley, CA 92553
    Call 951-579-4756

    Watsonville Bankruptcy
    444 Airport Blvd.
    Suite 109
    Watsonville, CA 95076
    Call 888-362-6529

    Oceanside Bankruptcy
    1930 S Coast Hwy
    Suite 206
    Oceanside, CA 92054
    Call 760-450-3333

    Chula Vista Bankruptcy
    333 H Street
    Suite 5000
    Chula Vista, CA 91910
    Call 619-500-6535

    Escondido Bankruptcy
    320 East 2nd Ave.
    Suite 108
    Escondido, CA 92025
    Call 760-746-4476

    La Mesa Bankruptcy
    4817 Palm Ave.
    Suite I
    La Mesa, CA 91942
    Call 619-462-362

    San Diego Bankruptcy
    185 West F St
    Suite 100
    San Diego, CA 92101
    Call 619-234-3626